Hello and Happy New Year! I hope your 2024 has kicked off wonderfully. Following some quality time with my family during the holidays, I'm refreshed and looking forward to an exciting year ahead.
As highlighted in our December newsletter, there are some important changes on the horizon this year – shifts in retirement plan contribution limits, adjustments to Social Security monthly benefits, and tweaks in Medicare premiums. We’ll discuss these topics and more during our upcoming client meetings. Together, we will work to ensure that we are making the most of every opportunity and crafting strategies that align with your unique goals.
Yours truly,
December's Consumer Price Reading Comes In 0.2% Higher Than Expected
In December, consumer prices increased by 3.4%, surpassing expectations of a 3.2% increase and prompting considerations for the Federal Reserve's plan to cut interest rates. Core inflation rose 3.9%, slightly ahead of the expected increase of 3.8%. Inflation stands well below last summer's peak of over 9%. While interest rate cuts could ease borrowing, there's a balancing act to avoid triggering further inflation. The latest data adds considerations to the Fed's plans, with economists cautioning against hasty rate cuts. For more information, read the full article from ABC News.
New Blog Post: Cash Planning
Discover essential insights on effective cash management and optimizing reserves for financial success. Our latest blog post explores cash reserves, risks associated with surplus or insufficient funds, and smart strategies for allocating excess funds. Read more.
Available Soon: Tax Statements
Tax statements will soon be accessible on the Orion platform via our website's Client Login page or through the Certus Wealth Management app, available for free download on the App Store and Google Play. To get your login credentials, simply request access via email at info@certuswealthmanagement.com. The app grants easy access to your portfolio information dating back to our partnership's beginning and allows customization for biometric access (Face ID for Apple and Face Recognition for Android).
Thinking about retirement readiness? Explore age-specific strategies for savings, investments, and life milestones – to help ensure you’re prepared for the future.
Financial Advice is offered through Certus Wealth Management LLC, a Registered Investment Adviser.
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This material prepared by Certus Wealth Management, LLC (“Certus Wealth”) is for informational purposes only. It is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy or investment product. Opinions expressed by Certus Wealth are based on economic or market conditions at the time this material was written. Economies and markets fluctuate. Actual economic or market events may turn out differently than anticipated. Facts presented have been obtained from sources believed to be reliable. Certus Wealth, however, cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source. Certus Wealth does not provide tax or legal advice, and nothing contained in these materials should be taken as tax or legal advice.
Certus Wealth Management, 1025 Alameda de las Pulgas, Ste. 102, Belmont, CA 94002, (650) 232-2023
