Hi All! As a quick reminder, I’ll be out of the office for a family vacation in Thailand beginning March 15, returning March 25. Though I'll be briefly out of reach, your financial needs are a top priority. For urgent matters during this time period, contact Schwab Alliance at 800-515-2157.
In this month's newsletter, check out insights on tax day considerations. You'll also find our latest blog post discussing retirement planning and tips for optimizing Social Security benefits.
As always, thank you for entrusting me with your financial well-being. I look forward to reconnecting when I return!
Yours truly,
Tax Day: April 15, 2024
As we approach tax day, keep these considerations in mind for a smooth filing process:
Retrieve your Schwab Tax Documents: 1099s, including 1099B, DIV, INT, and the summary of realized gains and losses for non-qualified accounts, as well as 1099R for retirement distributions, are available through Schwab and Orion on our Client Login page and the Certus Wealth Management app. If you need login credentials, reach out to us at info@certuswealthmanagement.com.
Optimize Your IRA Contributions: If your tax advisor suggests an IRA contribution, please let us know. This move can potentially reduce your tax liability and dedicate more resources toward your financial independence.
Small Business Owners' Advantage: Explore the benefits of contributing higher amounts to your retirement plan with a Simplified Employee Pension plan (SEP-IRA) or individual 401(k). These plans may allow for increased contributions while also streamlining administrative overhead for small business owners.
At Certus, we aim to enhance our partnerships and deliver greater value by collaborating with your CPA or tax practice. Learn how connecting us with your tax advisor can propel you toward your financial goals.
Navigating Retirement: How to Optimize Your Social Security Benefits
Curious how to optimize your Social Security benefits in retirement? Our latest blog post digs into the nuances and complexities at play, providing tips on tailoring your approach to collecting Social Security benefits and optimizing your retirement. Read more here.
Retirement Planning Across the Decades
Discover age-specific strategies for savings, investments, and life milestones – ensuring you’re well-prepared for the future.
Financial Advice is offered through Certus Wealth Management LLC, a Registered Investment Adviser.
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This material prepared by Certus Wealth Management, LLC (“Certus Wealth”) is for informational purposes only. It is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy or investment product. Opinions expressed by Certus Wealth are based on economic or market conditions at the time this material was written. Economies and markets fluctuate. Actual economic or market events may turn out differently than anticipated. Facts presented have been obtained from sources believed to be reliable. Certus Wealth, however, cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source. Certus Wealth does not provide tax or legal advice, and nothing contained in these materials should be taken as tax or legal advice.
Certus Wealth Management, 1025 Alameda de las Pulgas, Ste. 102, Belmont, CA 94002, (650) 232-2023
